sdadasd
$43.6 billion
the
monetary value locked in DeFi in 2021
Decentralised Finance
or (“DeFi”), has taken the world by
storm.
DeFi has grown exponentially
over the last 12 months. Just a
year ago
the monetary value locked in DeFi projects was $276 million, today, that figure stands at nearly
$41.7 billion.
DeFi, aims to give users an alternative to traditional finance by removing the need to trust centralised parties. This is achieved by building digital
services in an open, decentralised, permissionless manner.
Introducing a Decentralised Payment Gateway on the Polkadot Network
COLLATERAL has been developed to merge
DeFi and traditional finance for mass adoption.
The COLLATERAL Protocol allows users to STORE,
STAKE, LOAN, SAVE & PAY. ANYTIME, ANYPLACE, ANYWHERE.
COLLATERAL allows users to unlock and utilise their crypto assets,
without having to sell
them. Crypto assets
will be used as
collateral against payments to merchants
by users.
The
COLLATERAL Ecosystem is powered
by a P2P network of borrowers and lenders.
Lenders stake crypto
assets in staking contracts to receive an APY in return.
What makes COLLATERAL
unique?
Is that users get access to instant spending power
at the point of sale by using their crypto assets as collateral.
The COLLATERAL Protocol automatically calculates at the point
of sale the amount of crypto that needs to be locked in the smart contract to facilitate the payment and once locked,
the FIAT equivalent is instantly sent to the merchant to finalise the transaction.
COLLATERAL aim to be the market leader in facilitating purchases
by using crypto
as collateral through a worldwide network of merchants and to become as recognisable as Worldpay, Visa and Mastercard.
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COLLATERAL is the first project
to offer such
a service, for everyday
purchases, in store and online.
Unlock the Value of Digital Assets
COLLATERAL allows users
to unlock the value of their crypto
assets. COLLATERAL acts as
the bridge to the FIAT world, allowing users to realise the value by enabling instant
payments at point of sale.
Retain Potential Upside
One of the major benefits is that users retain 100%
ownership of their crypto assets which are held in a smart
contract until the repayment is made, releasing back the crypto to the user. By utilising the COLLATERAL Protocol, they will
be able to leverage their assets rather than
selling. This allows users to realise potential upside to future values of
their crypto assets whilst giving them instant liquidity.
Decentralised Payment Gateway
Access
to a Global Network
of Merchants
COLLATERAL is working with an ever-
growing network of global merchants and retailers. COLLATERAL will provide
users and merchants with an instant payment
ecosystem, both online
and in- store.
Seamless
Transaction
Borrowing and lending transactions are seamless through
smart contracts. There is
no red tape with credit
checks, as seen in the traditional banking and
finance sector as collateral is used to secure
the ecosystem.
Lender Security
Lenders are able to deposit
their crypto assets in staking pools, where lenders will receive an APY, whilst simultaneously retaining ownership of
their crypto assets.
All staked crypto assets are secured safely in over
collateralised smart contracts.
SPEND STORE STAKE EARN
Save
Allows users to enjoy a passive income stream by staking their crypto
assets in smart contracts which are lent to borrowers and
an APY is received for offering this service. All loans are secured by over
collateralised crypto assets as collateral,
so the process is safe and secure.
The
COLLATERAL Protocol’s Oracle
monitors the price
of the crypto collateral to ensure the CTV level is maintained. Should it fall to a pre determined
level the COLLATERAL Protocol will initiate
a sale
of the borrowers crypto collateral to ensure no loss
to the lender.
Pay
Users will be able to pay for goods and services by using their
crypto assets as collateral. Payments are made using the COLLATERAL App in-store
or online. There is a simple 4 step process to paying, simply Scan a QR
code, lock your crypto as collateral, the merchant receives funds
from COLLATERAL and
pay back the balance owing to receive
your crypto back.
What makes COLLATERAL unique
is all of this happens
at the point of sale,
no need to pre arrange
a loan.
Loan
COLLATERAL provides users with loans as an option to
access finance for larger purchases where merchants are
not involved in the payment process. Customers will be offered instant
loans with the lowest
COLLATERAL To Value
(CTV)
in the market. All the users have to do is select an amount they want to borrow and
lock the required crypto as collateral and funds are released in a native
currency of their choice.
Merchant
Merchants will have access to a new breed of customer they
were not accessing before.
COLLATERAL will allow
merchants to sell their
products and services to crypto holders who before were not willing
to part with their crypto
assets due to fear of future losses
like the ever infamous Laszlo and his pizzas. Merchant
will be paid in native currency seamlessly by
COLLATERAL.
Govern
At COLLATERAL, we are developing a completely
decentralised platform. COLLATERAL will be run through a Governance System,
with token holders participating in the decision
processes within the Protocol.
The $COLL token is the native
Token of the COLLATERAL
Protocol
The $COLLG token is the Governance Token of COLLATERAL
Stake $COLL tokens to earn $COLL Governance
Tokens ($COLLG) Staking will be available from launch day. Use $COLLG to decide on future
improvement to the Protocol.
Stake your stable coins, which are lent
through the COLLATERAL Protocol & receive attractive APY’s.
Stake your $COLL
tokens to earn more $COLL tokens plus revenue generated from merchants
are distributed back
to token holders.
Stake LP Tokens to provide liquidity and earn more $COLL.
Take advantage of lower Collateral To Value (CTV)
the more you hold the lower the CTV.
Transfer
taxes are charged
whenever a token is
sold, these taxes are redistributed to loyal token holders.
01
CO££ Save users deposit
crypto into a CO££ Protocol Staking Pool and start to receive
an APY.
02
CO££ Pay users visit a CO££ Merchant
and choose the
item they want to buy and take it to the till to pay.
03
The CO££ Pay user is presented with a QR
code by the Merchant.
04 05
The code is scanned by the CO££ Pay
user in their CO££ Wallet which denotes the amount of crypto needed as
collateral for the purchase.
The CO££ Pay user approves and locks the amount with the
CO££ Protocol in a smart contract.
06
The CO££ Merchant is paid instantly
by the CO££ Protocol and the CO££ Pay user is free to leave with
their purchase.
07
The CO££ Merchant pays a fee to the CO££ Protocol
for providing
the payment services.
09
These fees are distributed to CO££ Token Holders. 08
The CO££ Pay customer repays the amount used to facilitate
their
purchase to the CO££ Protocol.
10
The CO££ Protocol releases the amount
locked in the
smart contract
back to the
CO££ Pay user.
2020
ERC-20 Token Smart
Contract ◆ ERC-20 Staking
Q4
Smart
Contract ◆ Dapp Wallet Development
Price Oracle ◆ Parachain Development ◆ BTC Polkadot Bridge ◆ ETH Polkadot Bridge ◆ Polkadot Smart Contracts ◆ Wallet V2 Launch ◆ Token Swap to Polkadot
Q1
2021
|
Q1 |
2021
Security Audit ◆ TGE & Uniswap Wallet Launch
◆
Q2
Staking
Launch ◆ Collateral Governance ◆ Merchant Onboarding
Collateral Loan Launch ◆ Collateral Save Launch
◆ Collateral Pay Launch ◆ BSC Polkadot Bridge
Q3
2021
|
Q3 |
Chris
Longden
Chris is from a traditional CEFI
background and brings a wealth of financial experience
and expertise, having
worked with some
of the largest names
in banking and
payment processing companies.
Edgor Beltran
Edgar specialises in blockchain architecture and enjoys
designing systems that maximises the use of existing code. Edgar leads the
development team and provides leadership at both strategic & operational
Popa
Nicolas AKA Popa
is a full stack developer with expertise in Solidity, web3, Node.js and Go.
Popa qualified from
University in the UK
with a MSc in computing. He has worked
on numerous projects
specialising In staking and yield farming.
Alexander Templeton
Alex has over 10 year’s
experience in marketing. He has developed,
implemented and managed the vision and strategy for some large
corporates entities. Alex is teamed with growing the Marketing
& Social media team to drive Collateral and increase awareness.
We are
always looking for new talent so don’t hesitate to reach out
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Double the security
Double the checks
Double the confidence
Introducing an ecosystem that works better and faster for
you
collateralpay.com hello@collateralpay.com © COPYRIGHT all rights reserved by COLLATERAL 2021
collateralpay.com hello@collateralpay.com
© COPYRIGHT all rights reserved
by COLLATERAL
2021
COLLATERAL funded and supported by
some of the biggest movers and shakers in the Defi sector.
To have such support
this early on in a project is unheard
of and this just supports the extraordinary team and vision
of the COLLATERAL project.
Collateral ecosystem
offers users a much more tax efficient opportunity.
One of the main reasons for limited acceptance of
crypto payments is the regulations in jurisdiction around the world. Taking out
your crypto requires users to convert
to FIAT currencies via exchanges,
with associated fees. Once they have withdrawn these funds are open to Capital
Gains Tax (CGT) this
will obviously alter depending on the laws and regulations in the relevant countries.
With Collateral users
will be able
to access the liquidity without having to sell there crypto. Since no sale event occurs users could see
substantial CGT decrease in gains, depending on the users personal tax legalities.
Letting you continue to stack sats.
Summary
TOKEN
NAME ◆ $COLL
TOTAL SUPPLY ◆ 50,000,000
INITIAL
CIRCULATING SUPPLY ◆ 2,800,000
INITIAL MARKET CAP ◆ $1,120,000
|
ROUND |
TOKENS |
SUPPLY |
TOKEN PRICE |
RAISE |
|
Early Adopters |
2,000,000 |
4% |
SAFE ROUND |
|
|
Seed |
8,000,000 |
16% |
$0.10 |
$800,000 |
|
Private Sale |
3,250,000 |
6.5% |
$0.25 |
$812,500 |
|
Public Sale |
700,000 |
1.5% |
$0.40 |
$300,000 |
Total 14,000,000 28% $1,912,500
Vesting Periods
Allocation Vesting
EARLY ADOPTERS SEED ROUND PRIVATE ROUND PUBLIC SALE ADVISORS
TEAM TREASURY STAKING
DEX LIQUIDITY
4%
16%
6.5%
1.5%
6%
14%
24%
27%
1%
10% at listing
remaining 90% unlocked
every quarter released
over 5 quarters 15% at listing
remaining 85% unlocked
every quarter released
over 4 quarters 20% at listing
remaining 80% unlocked
every quarter released
over 3 quarters 100% at listing
Unlocked in month 12, linearly released in 12 months Unlocked in month 12, linearly
released in 12 months
4.16% at listing
remaining 95.84% unlocked
every month linearly
released in 24 months
Staking incentives rewarded
over 24 months
100% at listing
4% 6%
EARLY ADOPTERS
2,000,000
ADVISORS
3,000,000
1.5%
PUBLIC ROUND
750,000
14%
TEAM
7,000,000
16%
SEED ROUND
8,000,000
6.5%
PRIVATE ROUND
3,250,000
24%
27%
1%
TREASURY
12,000,000
STAKING
13,500,000
DEX
LIQUIDITY
500,000
Join us on or socials click
links
collateralpay.com
hello@collateralpay.com
©
COPYRIGHT all rights reserved by COLLATERAL 2021
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